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Refinancing and Home
Equity Loans!

Refinancing

If you haven't considered refinancing your home lately, you need to call us. Rates have never been so low for so long. Refinancing is a great idea if you are still paying a high rate on your existing home loan. But don't be fooled. There are cases where it may be better to wait. We're in this business for the long haul so we'll be honest with you and help you to make the right decision, even if it's to do nothing right now. We can help you to get some cash out, reduce your payments, or maybe even to reduce the term on your existing mortgage. With so many choices available today, you can't afford not to call us and discuss your options.

Debt Consolidation

Did you know that you can reduce your payments and possibly save on your taxes by consolidating your debt? Have you had a significant tax liability? We can help you with a second trust deed after taxes for debt consolidation.
Sometimes people wind up finding that they owe a significant amount for taxes or they have a large amount of credit card debt. We can help you to find the best financing solution so you can get back on track.

Foreclosures And Notice Of Defaults

Don't lose your home and ruin your credit. A foreclosure is worse than a bankruptcy on your credit because it tells future potential lenders that you didn't take action to avoid losing your home. We have dealt with hundreds of people who were in this situation and we can tell you that you should seek good advice right away. You would be surprised at the possibilities and you may very well be able to keep your home.

During 2002, in San Bernardino County, there were about 7000 Notices of Default issued and about 2900 of those actually were foreclosed. It's easy to be in denial about it, but if you are willing to discuss it, we may be able to help you avoid foreclosure and even be able to keep your home. Give us a call, or if you have a minute go to our online application and fill it out. We'll help you to see if there is a way out. And if there isn't we'll be honest with you and offer some helpful advice. Let's face it. All of us have times in our lives when we may get into some financial trouble. Maybe you just lost your job and need an interim solution. If anyone can help you, it's us. Give us a call.